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What Kind of Qualifications Do I Need?

We base your signature loan on your current and past credit history. We go through Transunion Credit to get your credit information. Things that qualify as credit are credit cards, car notes, home loans, other small personal loan companies. We also offer starter loans to those who have no credit at all. It is a great way to establish your credit for future purposes like credit cards, cars, and homes.

We require that you have a steady source of income, and proof of that income. We also require that you have a valid Texas state ID. We will also look at your income to see if the loan is within a budget you can afford. With social security/ disability income, we ask that you bring us your award letter you receive at the first of the year.  If you receive a pay stub at your work we will need you to bring in the last pay period stub. If you do not receive a pay stub but get direct deposit you may bring in your bank statement.

CIC FINANCE also requires that you have been at your job and residence for at least 4 months. We require this for both your job and residence to show stability and security you have the intent to pay. Our application process just takes 10 minutes and can be done over the phone or online.  We will have an answer back to you within 20-30 minutes. If approved we can have most of the paperwork ready so when you come in it will take about 10 minutes to make the loan. You can walk out with cash in hand while only consuming 1 hour of you total day! We are fast, efficient and simple; but after 60 years I think we should be! Call today at 512-472-7297!